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Hartford, as the pinnacle of navigation and subsequently distributing level for the Connecticut Valley, early gained an importance as a centre of wholesale commerce which it has by no means misplaced; to accommodate this, the Hartford Bank, then the fifth and now (as Hartford-Ætna) the fourth oldest in the country, was organized in 1792. But its largest importance is now as one of the main insurance [https://www.flickr.com/search/?q=coverage coverage] centres in the world, and second in the United States. Within the musical area, Dudley Buck, the distinguished composer, was from here; and Henry C. Work of Middletown, the second greatest of American track-wrights, lived much here and died right here.<br>